In an instant, everything can change. And, when risk transforms into reality, preparation is everything. 

At Harbour Insurance, we understand that the protection of your personal assets is just that, it’s personal. The house, car, jewelry, boat – there is an inherent value to these items, but there’s a much deeper emotional connection to these possessions that transcends dollars and cents. Being sensitive to this dynamic helps us provide clear recommendations for your personal insurance program.

Personal Insurance Products: 

  • Life Insurance 
  • Valuables & Collectables 
  • Investment Properties 
  • Recreational Vehicles 
  • Excess Liability & Umbrella Coverage 
  • Homeowners
  • Automobiles
  • Boats & Watercraft 
  • Renters
  • Vacation & Secondary Homes 
  • Flood Insurance

Available Discounts: 

Many of our insurance carriers offer discounts designed to reward clients for their loyalty. As part of your initial quotes, we will help determine any discounts for which you may be eligible. 

Potential discounts include but are not limited to: 

  • Paid-in-full 
  • Good Student Discount (for minors)  
  • Home Security: Central Station Fire/Burglar Alarms, Sprinkler Systems
  • Senior Citizen Discount
  • Specified Professions: teachers, medical professionals, fire fighters, veterans, etc. 
  • Bundling - Home, Autos, Umbrella, etc. with the same carrier 
  • First Time Homebuyer 
  • New Home Purchase 
  • Paperless Billing 
  • Multi-Vehicle 
  • Claims-Free Discounts 
  • Early Quote - Prior to effective date